Lenders

Purpose

Run Fast (Predatory Lending)

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
This radio PSA explains how to recognize predatory lending and what to do about it.Open Publication

Directions (Foreclosure Prevention)

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
This radio PSA advises how to save your home from foreclosure and locate a free HUD-approved Housing Counselor.Open Publication

Risk or Race: An Assessment of Subprime Lending Patterns in Nine Metropolitan Areas

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
Over the past decade, numerous studies have raised concerns that subprime lenders were inappropriately targeting economically vulnerable neighborhoods and that some borrowers, particularly African-Americans, were paying more than necessary for mortgage financing. Indeed, there is a substantial body of literature consistent with the finding that predominantly African-American neighborhoods had much higher shares of loans originated by subprime lenders than areas where whites predominated, while even controlling for a range of factors that are likely to influence the allocation of mortgage...Open Publication

Fair Lending - Learn the Facts

created on Wed, 2017-03-08   •   updated on Wed, 2017-03-29
Understanding fair lending, and the law that governs it is important for everyone. Knowing how your fair housing rights are protected under the federal Fair Housing Act can help you recognize lending discrimination.Open Publication

The Attorney General’s 2015 Annual Report to Congress Pursuant to the Equal Credit Opportunity Act Amendments of 1976

created on Mon, 2016-08-01   •   updated on Tue, 2017-04-18
In 2015, the Civil Rights Division achieved significant results in fair lending enforcement, including filing and settling the federal government’s largest redlining case in history. Since the start of 2015, the Division filed four cases addressing discriminatory patterns of pricing discrimination in the interest rate markups charged by automobile dealers to borrowers, resulting in over $62 million in relief for victims. The Division settled two redlining discrimination cases in two different regions of the country. In addition, the United States Supreme Court sided with the DOJ in affirming...Open Publication

Do's & Don'ts: Saving Your Home

created on Tue, 2016-03-08   •   updated on Wed, 2017-02-01
This video, created by the Northwest Fair Housing Alliance, suggests Do’s & Don’ts for Homebuyers, for protected class members, on how to avoid foreclosure scams when researching ways to save one’s home from possible foreclosure. No captions.Open Publication

Facts & Tips for Homebuyers with Disabilities

created on Tue, 2016-03-08   •   updated on Wed, 2017-02-01
This video created by the Northwest Fair Housing Alliance presents facts, tips, and suggestions for homebuyers who have disabilities and the many resources that are available to them, as well as the signs of possible discrimination. No captions.Open Publication

Do's & Don'ts for Homebuyers

created on Tue, 2016-03-08   •   updated on Fri, 2017-01-13
Do's & Don'ts for HomebuyersOpen Publication

Facts & Tips for Homeowners with Disabilities

created on Mon, 2016-03-07   •   updated on Fri, 2017-01-13
Hechos y Consejos para Compradores de Viviendas con DiscapacidadesOpen Publication

Do's & Don'ts for Homebuyers

created on Wed, 2016-02-17   •   updated on Thu, 2017-01-19
Do's & Don'ts for HomebuyersOpen Publication

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