Home Buyers


Where You Live is Your Choice

created on Sun, 2015-11-29   •   updated on Thu, 2017-01-12
Poster showing a Black mother and daughter: Don’t let anyone tell you differently. We found the home of our dreams, but the real estate agent said she thought we would be more comfortable in a different neighborhood. But I know it’s illegal to steer prospective homeowners to or from certain neighborhoods based on race or national origin. Report racial steering and put an end to it. Like we did. Fair housing is your right. Use it. Formatted for Bus Shelter. HUD website/phone for contact info.Open Publication

Fair Housing Review: Homeowners Insurance

created on Mon, 2017-09-11   •   updated on Mon, 2017-09-11
This 2-sided flyer from the Housing Equality Center of Pennsylvania provides fair housing basics concerning homeowners insurance. It explains the role of the agency, provides examples of possible discrimination, and urges consumers to shop around. Republished with permission from Housing Equality Center of Pennsylvania.Open Publication

Fair Lending in the Lower Hudson Valley: Testing Report 2013-2014

created on Fri, 2017-09-01   •   updated on Fri, 2017-09-01
This 52-page report from Westchester Residential Opportunities presents the results of a two-year testing investigation by WRO pursuant to a Private Enforcement Initiative grant from HUD. http://wroinc.org/assets/2015-fair-lending-WEB.pdfOpen Publication

Short Sales: Frequently Asked Questions

created on Mon, 2017-08-21   •   updated on Thu, 2017-08-31
This fact sheet by the Connecticut Fair Housing Center explains "short sales" (sale with upside down mortgage). Included are: Short sale basics Fees, deficiencies and taxes Facilitating a short sale Home affordable foreclosure alternatives (HAFA) Entering the rental market after foreclosure? Other alternatives Resources for homeowners at risk of foreclosureOpen Publication

Are you purchasing a home?

created on Mon, 2017-08-21   •   updated on Thu, 2017-08-31
This flyer from the Connecticut Fair Housing Center explains fair housing protections for homebuyers: Are you purchasing a home? Do you think you have been a victim of housing discrimination? The most common way you can experience discrimination while looking to buy a house is to be steered . “Steering” is • When an agent suggests a customer purchase a home in a particular neighborhood on the basis of race or national origin even though the customer has asked to see homes in a different neighborhood; and/or • When an agent fails, because of race or national origin, to show a buyer homes or to...Open Publication

Women & Fair Housing: In Arabic

created on Mon, 2017-06-05   •   updated on Wed, 2017-09-06
Women & Fair Housing: In ArabicOpen Publication

Run Fast (Predatory Lending)

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
This radio PSA explains how to recognize predatory lending and what to do about it.Open Publication

Directions (Foreclosure Prevention)

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
This radio PSA advises how to save your home from foreclosure and locate a free HUD-approved Housing Counselor.Open Publication

Risk or Race: An Assessment of Subprime Lending Patterns in Nine Metropolitan Areas

created on Wed, 2017-04-05   •   updated on Wed, 2017-04-05
Over the past decade, numerous studies have raised concerns that subprime lenders were inappropriately targeting economically vulnerable neighborhoods and that some borrowers, particularly African-Americans, were paying more than necessary for mortgage financing. Indeed, there is a substantial body of literature consistent with the finding that predominantly African-American neighborhoods had much higher shares of loans originated by subprime lenders than areas where whites predominated, while even controlling for a range of factors that are likely to influence the allocation of mortgage...Open Publication

Beat the Odds with Housing Counseling

created on Fri, 2017-03-31   •   updated on Wed, 2017-04-12
One-page infographic outlines what housing counseling is and how it can help.Open Publication

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